TokioMarine-Perlindungan Hero Plus is a non-participating yearly renewable protection insurance plan which pays a lump sum payment - equivalent to the Basic Sum Assured and any Additional Basic Sum Assured - upon death of the Life Assured. The Additional Basic Sum Assured (which you will be entitled to at the end of every 2 policy years) is equivalent to 10% of the Basic Sum Assured, capped at a maximum of 50%.

TokioMarine-Perlindungan Hero is a non-participating yearly renewable protection insurance plan which pays a lump sum payment upon death of the Life Assured.

This plan is offered to Malaysians from 30 days old to 60 years old next birthday.

As long as you continue making your payments, your coverage will continue until the last day of the policy year in which you turn 65 years old next birthday.

Premium is fixed by plan chosen, Basic Sum Assured differ by Entry Age. The premium payable and Basic Sum Assured by plan are as per table below, subject to juvenile lien:

Not Allowed

Not Allowed

Yes.
Qualified TokioMarine-Perlindungan Hero Plus and TokioMarine-Perlindungan Hero customers have the option of attaching an optional rider (Hero Shield Rider) to the policy.

Hero Shield Rider is an optional rider applicable for TokioMarine-Perlinduangan Hero Plus and TokioMarine-Perlindungan Hero. In the event of accidental death or accidental TPD of the Life Assured, an additional RM50,000 is payable. The Amount of Benefit is equivalent to RM50,000 regardless of when the optional rider is added to the policy, subject to juvenile lien as shown below:

The premium payable is as per the table below:

Inclusion/deletion of optional rider is allowed and will be effective from the next premium due date.

Not Allowed