RHB Auto-debit (CASA) Terms and Conditions

In consideration for Tokio Marine Life Insurance Malaysia Bhd. (TMLM) agreeing to accept this authorisation. I agree to the following terms and conditions:

  • For new proposal payment, premium deduction will commence upon receipt of the completed personal details and Bank CASA Auto-debit Authorisation. In the event the premium deduction is unsuccessful, the insurance cover approved will only commence upon TMLM receiving the full premium payment.
  • TMLM shall not be held responsible or liable for any claims, loss, damage, costs and expenses arising from the successful processing or unsuccessful processing of the debit due to exceeding credit limit, malfunction of the system, electricity failure and/or any other factors beyond the control of TMLM.
  • TMLM is only responsible for making arrangements to process the Bank CASA auto-debit with RHB Bank as authorised by me. I acknowledge and agree that the Auto-Debit service is provided by TMLM solely for my convenience and benefit. Therefore, for any problem or dispute arising from the processing / debiting, it will be my own responsibility to resolve it with my Bank (including but not limited to any problems due to a breakdown or malfunction or mechanical defect of the computer system or equipment to the Bank).
  • The instruction will remain effective unless TMLM is notified in writing to cease further debits. To discontinue the Auto-Debit service and terminate this authorisation, the Proposer must inform TMLM in writing at least one (1) month before the next premium due date. Such changes or cancellation will become effective only after TMLM has duly acknowledged receipt of such notification.
  • TMLM may at its sole and absolute discretion terminate this Auto-Debit service at any time without assigning any reason by giving one (1) month notice in writing to the Proposer.
  • The premium amount to be deducted shall be amended automatically when the policy contractual terms changes or where the policy change is requested by the Proposer and the deduction amount is affected.
  • Receipts will not be issued for premium payments made through the Auto Debit service via Bank Account. I may refer to my account book updates and annual confirmation letter (statement for Income Tax) from TMLM for confirmation of payments.

Declaration & Consent

  • I have read and understood the Product Disclosure Sheet, sales illustration (if any) and other marketing materials (if any) provided to me in respect of the insurance coverage plan proposed for in this application, including but not limited to the terms, description, benefits and limitations that apply to this plan and my duties under the insurance cover and I agree to be bound by them.
  • I have read and understood my Duty of Disclosure and I declare that all details I have entered in this application are true, correct and complete and I have not withheld any important or relevant information to this application.
  • I understand that any incorrect or incomplete information provided will entitle Tokio Marine Life Insurance Malaysia Bhd. (TMLM) to avoid the insurance cover issued, my claim being denied or reduced, or the terms governing the cover being changed or varied.
  • I agree and authorise TMLM to collect, record, hold, use, store and disclose my personal data including any sensitive personal data in accordance with TMLM's Privacy Policy and Data Protection Policy at https://www.tokiomarine.com/my/en/about-us/corporate-policies/privacy-policy.html
  • I have read and understood TMLM's Privacy Policy and Data Protection Policy and agree to provide my consent for my personal data to be used for the purposes stated therein.
Okay

Confirmation of Understanding


You are required to carefully read and answer the following questions to complete your purchases:
  1. Are you aware that the product provides coverage/pays out benefits on the following?
    1. Death Benefit, Accidental Death Benefit and Accidental TPD Benefit
    2. Lump sum Intensive Care Unit (ICU) payment
    3. Daily Hospital Cash Benefit due to Accident
  • Yes
  • If you are unsure, click here for more information.
  1. Are you aware that the product does not provide coverage/pay out benefits on the following?
    1. Medical Coverage
    2. Non-accidental TPD Benefits
    3. Maturity Benefit
  • Yes
  • If you are unsure, and for more details on exclusions, terms and conditions, click here for more information.
  1. Are you aware that:
    1. If you change your mind, you have 15 days to return the policy/certificate after the date it has been delivered to you and you can obtain a refund;
    2. You can nominate your beneficiaries by clicking here, (you may wish to inform them about the policy to make payment of future claims easier).
  • Yes

To make a claim, please refer to the claims guide. If you wish to access all product documentation, click here. For any other enquiries, our customer service can be reached at 03-20596188 or customercare@tokiomarinelife.com.my.



Duty of Disclosure

You should answer the questions asked by Us honestly, fully, and accurately. Failure to give answers that are full and accurate may result in Your policy being voided, a claim not being paid or reduced, or the terms of the policy being changed. You are advised to take reasonable care not to make any misrepresentation when answering any questions asked by Us. In addition to answering the questions in this Application, You are also required to take reasonable care to tell us any matter which You know to be relevant to Our decision on whether to accept the risk or not and the rates and terms to be applied. You must inform us if there is any change to the information given in this proposal after You have submitted this proposal but before the contract is entered into or varied. If You do not understand Your duty as stated above or if You need any further explanation, You can contact Us.

Okay

Bank Details

Payment Method *

Account Issuing Bank *

Account Type *

Account Number *

Error encountered. Please click Retry button to try again.
Retry

Payment Method Selection

Which payment method you would like to proceed for your first premium payment and also the renewal premium?




Note: Payment method for CASA may require turn around time of 3 days for enrollment process and premium collection. This may cause the delay of issuance of your policy.

Credit/Debit Card Payment

Please be informed that by clicking OK, you will be redirected to our payment gateway to proceed with your first payment.



I confirm that I understood and agree with the above term.


RHB Current/Saving Account Payment

Payment method for CASA may require turn around time of 3 days for enrollment process and premium collection. This may cause the delay of issuance of your policy.



I confirm that I understood and agree with the above term.


Distributed by:
  • Share us on
© 2019 Tokio Marine Life Insurance Malaysia Bhd. All rights reserved.

Personal Details

Kindly fill in your personal details.

Full Name (as per NRIC) *

  • Date of Birth *

  • Smoker *

    Yes No

  • Height(CM) *

  • Weight(KG) *

  • Gender *

  • Race *

  • Religion *

  • Marital Status *

  • NRIC Type *

    New NRIC

  • NRIC *

  • Email *

  • Reconfirm Email *

  • Mobile No. *

  • Nature of Business *

  • Occupation *

  • Annual Income (RM) *

  • Address Line 1*

  • Address Line 2

  • Address Line 3

  • Town/City *

  • Postcode*

  • State *

  • Country *

Declaration and Consent
  1. I have read and understood the Product Disclosure Sheet(s) provided to me and I understand that the Product Disclosure Sheet is a summary of the main features of Tokio Marine Life Insurance Malaysia Bhd.'s (TMLM) product(s). The information contained in the Product Disclosure Sheets is intended for illustration purpose and does not constitute a contract of insurance. I shall refer to the policy document for full details of the terms and conditions of the respective products, including those outlined in the attachment(s) hereto.
  2. I have read and understood the Duty of Disclosure and I declare that all details I have entered in this application are true, correct and complete and I have not withheld any important or relevant information to this application. In the event of non-disclosure during underwriting stage, TMLM reserves the right to void the policy, reject or reduce a claim and/or change or vary the terms after system validation at TMLM.
  3. I have read and understood TMLM's Privacy Policy and Data Protection Policy and agree to provide my consent for my personal data to be used for the purposes stated therein.
  4. By providing the above email address, I consent to receive any information regarding my policy, including any electronic copies of the insurance certificates, correspondeces, and statements, through the email address I provided above.

Marketing and Promotional Consent

Review & Confirm

Total
RM 68 monthly
Distributed by
© 2019 Tokio Marine Life Insurance Malaysia Bhd. All rights reserved.