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RHB Essential Elite Guard is a guaranteed yearly renewable term plan up to age 70.
It provides coverage on Death (all causes) and Accidental Total and Permanent Disability and offers you Daily Hospital Cash Benefit due to Accident for maximum up to 90 days per policy year.
This product is Guaranteed Acceptance and provides No Claim Discount (NCD) up to 25% of undiscounted premium.
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| Death due to all causes (total premium paid is payable for claim in first 2 year) | RM 10,000 |
|---|---|
| Lump Sum Intensive Care Unit (ICU) payment (Hospital Confinement due to Accident) | RM 1,000 |
| Daily Hospital Cash Benefit due to Accident (max 90 days) | RM 100 |
| Additional Accidental Death Benefit | RM 30,000 |
| Accidental Total & Permenant Disability (ATPD) | RM 40,000 |
| Policy Year 1 Monthly Premium | RM 68 |
| Death due to all causes (total premium paid is payable for claim in first 2 year) | RM 20,000 |
|---|---|
| Lump Sum Intensive Care Unit (ICU) payment (Hospital Confinement due to Accident) | RM 2,000 |
| Daily Hospital Cash Benefit due to Accident (max 90 days) | RM 200 |
| Additional Accidental Death Benefit | RM 60,000 |
| Accidental Total & Permenant Disability (ATPD) | RM 80,000 |
| Policy Year 1 Monthly Premium | RM 118 |
| Death due to all causes (total premium paid is payable for claim in first 2 year) | RM 30,000 |
|---|---|
| Lump Sum Intensive Care Unit (ICU) payment (Hospital Confinement due to Accident) | RM 3,000 |
| Daily Hospital Cash Benefit due to Accident (max 90 days) | RM 300 |
| Additional Accidental Death Benefit | RM 90,000 |
| Accidental Total & Permenant Disability (ATPD) | RM 120,000 |
| Policy Year 1 Monthly Premium | RM 168 |
| Death due to all causes (total premium paid is payable for claim in first 2 year) | RM 50,000 |
|---|---|
| Lump Sum Intensive Care Unit (ICU) payment (Hospital Confinement due to Accident) | RM 5,000 |
| Daily Hospital Cash Benefit due to Accident (max 90 days) | RM 500 |
| Additional Accidental Death Benefit | RM 150,000 |
| Accidental Total & Permenant Disability (ATPD) | RM 200,000 |
| Policy Year 1 Monthly Premium | RM 268 |
5% discount on initial renewal premium and incremental of 5% (Subject to maximum of 25% of the initial renewal premium) for every year if there is no claim on the previous policy year for all plans.
