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TermDefender

TokioMarine-TermDefender is a level term life insurance plan which pays lump sum amount during unfortunate event. Should the life assured dies or suffers from total and permanent disability, sum assured will be paid to the beneficiary as a financial relief for their loved ones.

High coverage with level premium

This plan offers coverage of up to RM500,000 per individual without medical examination. Your premium to be paid for this plan is guaranteed and will remain unchanged from the time of your purchase until the expiry of the policy coverage term. This product offers coverage term of 10, 20 or up to 30 years (with a maximum coverage of up to age 70).

This plan is only available for Malaysian residing in Malaysia and aged between 18 to 60 next-birthday.

The premiums paid for this plan is eligible for Income Tax Relief under “Life Insurance” category, subjects to approval by Inland Revenue Board.

Affordable premium

Premiums for this plan is affordable as it does not offer any surrender value or commission to sales representatives*. Should you decide not to continue on the premium payment, your policy coverage will continue until the end of period which you have paid for.

* This is a self-service product with no sales representative / agent involved.

MedicDefender

TokioMarine-MedicDefender is a level term hospital income plan which provides daily allowance upon hospital confinement in government hospital. This product offers daily income if you are admitted to government hospital. The daily income will be doubled if you are admitted to Intensive Care Unit (ICU) at a government hospital and three times of the daily income is payable if the admission is at an overseas government hospital. This plan also offers reimbursement on ambulance fee and expenses for overseas repatriation up to the plan’s limit.

Affordable medical plan with Healthy Reward

This plan offers coverage term of 10, 20 or 30 years (with a maximum coverage of up to age 70). At the end of coverage term, you will be entitled for Healthy Reward, amounting up to 75% of total premium paid, minus any previous claims amount paid to you from this plan.

This plan is only available for Malaysian residing in Malaysia and age between 18 to 60 next-birthday.

The premiums paid for this plan is eligible for Income Tax Relief under “Medical Insurance” category, subjects to approval by Inland Revenue Board.

Affordable premium

Premiums for this plan is affordable as it does not offer any surrender value or commission to sales representatives*. Should you decide not to continue on the premium payment, your policy coverage will continue until the end of period which you have paid for.

* This is a self-service product with no sales representative / agent involved.

CriticalDefender

TokioMarine-CriticalDefender is a level term insurance plan which pays lump sum amount upon diagnosis of Cancer or Kidney Failure. This plan aims to offer peace of mind to you and your loved ones should the unfortunate diagnosis happens.

A solution for untimely health challenge

This plan is designed to offer payment for sudden life threatening event such as Cancer or Kidney Failure during the coverage period of 10, 20 or 30 years (with a maximum coverage of up to age 70). Premium to be paid for this plan is guaranteed and will remain unchanged from the time of your purchase until the expiry of the policy. The plan offers coverage options of up to RM100,000.

This plan is only available for Malaysian residing in Malaysia and age between 18 to 60 next-birthday.

The premiums paid for this plan is eligible for Income Tax Relief under “Medical Insurance” category, subjects to approval by Inland Revenue Board.

Affordable premium

Premiums for this plan is affordable as it does not offer any surrender value or commission to sales representatives*. Should you decide not to continue on the premium payment, your policy coverage will continue until the end of period which you have paid for.

* This is a self-service product with no sales representative / agent involved.